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RLC for Houston provides benefits and oversight for the VA Home Loan Program

On this page, you’ll find the 2017 loan limits for Houston, Texas and the rest of Harris County. This table includes limits for FHA, VA and conventional loans, and has been fully updated for 2017.

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FHA Down Payment. There are two minimum credit scores requirements for an FHA loan, depending on the down payment level. To qualify for the minimum down payment requirement of 3.5%, a borrower must have a minimum middle-FICO score of 580. Borrowers with a FICO score of less than 580 and all the way down to 500 may still qualify for an FHA-insured loan but they will need a minimum of 10%.

APR = Annual Percentage Rate. Rates are subject to change without notice. Each application is evaluated on an individual basis. Loan advances are granted based upon the applicant(s) credit history, ability to repay, purpose, stability and collateral.

Houston Regional Loan Center Our Services. The houston regional loan center (rlc) is one of eight VA regional loan centers (RLCs) administering VA’s Home Loan Guaranty program, which helps Veterans obtain mortgage loans from private lenders by guaranteeing a portion of the loan against loss.

James Nielsen / Houston Chronicle ) County School Trustee. with the Texas Ethics Commission accusing him of failing to report the funds or pay back the loans. Eric Dick, who serves as vice.