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An FHA loan in Corpus Christi is a great option for those who are first time home buyers and those who are low to moderate income borrowers. An FHA loan borrower can borrow up to 96.5% of the value of the home, meaning that only 3.5% of the value is required as a down payment (which is much lower in comparison to other lender’s requirements).
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The down payment assistance will be in the form of a deferred forgivable loan at zero percent interest amortized over a 5-year period and forgiven at $2,000 per year. All properties in the program must have a value that does not exceed a sales price of $166,000. The home must be located within the city limits of Corpus Christi.
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The City of Corpus Christi adopted a tax rate that will raise more taxes for maintenance and operations than last year’s tax rate. The tax rate will effectively be raised by 4.69 percent and will raise taxes for maintenance and operations on a $100,000 home by approximately $16.87.
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